Privacy Policy

Effective date: November 10, 2026

Cresco Capital Inc. (“Cresco Capital,” “we,” “us,” or “our”) is a commercial truck lease financing and servicing company and the creditor of record on its customers' truck leases. This Privacy Policy explains what information we collect, how we use it, and the choices you have — including with respect to our text-messaging (SMS) communications.

Information we collect

• Contact details you provide — such as your name, phone number, and email address — when you sign a lease, submit an application, contact us by phone or email, or use our website form.
• Account and lease information needed to service your account (for example, payment status and payment documentation).
• Mobile/SMS information — your mobile number and the content of text messages you exchange with us, when you consent to text communication.

How we use your information

• To service your lease account and respond to your requests.
• To send account-related transactional and conversational text messages (for example, payment-due and past-due notices, payment confirmations, document coordination, and account follow-ups) when you have consented.
• To operate and maintain our services and to meet legal and regulatory obligations.

Text messaging (SMS)

If you provide your mobile number and consent to text communication with Cresco Capital — on your signed lease agreement, your application, or by contacting us and providing your number — we may send you conversational and transactional messages related to your lease account. Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP, and you can get help by replying HELP or contacting us using the details below.

Your mobile information will not be sold or shared with third parties for promotional or marketing purposes. No mobile information is shared with third parties or affiliates for their own promotional or marketing purposes. This provision controls over any other statement in this policy.

How we share information

We do not sell your personal information. We do not sell, rent, or share your mobile phone number or SMS consent with third parties for their own promotional or marketing purposes. We may share information only with service providers who help us operate our services (for example, messaging and telecommunications providers), bound by confidentiality obligations and only as needed to deliver the service, or where required by law.

Data security

We take reasonable administrative, technical, and physical measures to protect the information in our care against unauthorized access, use, or disclosure.

Data retention

We retain information for as long as needed to service your account, comply with our legal obligations, resolve disputes, and enforce our agreements.

Your choices

• Reply STOP to any text to unsubscribe from SMS; reply START to resubscribe.
• Contact us to ask about the information we hold about you or to make a privacy request.

Changes to this policy

We may update this Privacy Policy from time to time. The “Effective date” above indicates when it was last revised.

Contact us

Cresco Capital Inc.
200 Owen Parkway Circle, Carter Lake, IA 51510
Phone: (866) 512-5685
Email: info@crescocapitalinc.com
Web: www.crescocapitalinc.com