Text Messaging Terms & Conditions

Effective date: November 10, 2026

These Terms & Conditions govern the text-messaging (SMS) program operated by Cresco Capital Inc. (“Cresco Capital,” “we,” “us,” or “our”). By providing your mobile number and opting in, you agree to these terms.

Program description

Cresco Capital is a commercial truck lease financing and servicing company and the creditor of record on its customers' truck leases. Through this program, Cresco Capital's account-management and servicing staff send conversational and transactional text messages — such as account and payment status, payment-due and past-due notices, payment confirmations and arrangements, document coordination, and lease-related account follow-ups — from Cresco Capital's numbers to current lease customers who have provided their mobile number and consented.

Opt-in / consent

You are enrolled only if you provide your mobile number and agree to receive text messages from Cresco Capital — for example, on your signed lease agreement (Section 31, “Communication”), on your credit application, or by contacting us and providing your number through our website form. Consent to receive messages is not a condition of any purchase, lease, or service.

Message frequency

Message frequency varies based on your account and payment activity.

Cost

Message and data rates may apply, according to your mobile carrier plan. Cresco Capital does not charge for the messages themselves.

How to opt out

You can cancel at any time by replying STOP (or UNSUBSCRIBE, CANCEL, END, or QUIT) to any message. After you opt out, you will receive one confirmation message and no further messages. Reply START to opt back in.

How to get help

Reply HELP (or INFO) to any message, call us at (866) 512-5685, or visit www.crescocapitalinc.com.

Carriers

Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed.

Your mobile information will not be sold or shared with third parties for promotional or marketing purposes. See our Privacy Policy for details.

Changes

We may update these Terms from time to time. The “Effective date” above indicates when they were last revised.

Contact

Cresco Capital Inc.
200 Owen Parkway Circle, Carter Lake, IA 51510
Phone: (866) 512-5685
Email: info@crescocapitalinc.com
Web: www.crescocapitalinc.com